Where's my money?
Snap a receipt — or your phone bill. See where every dollar goes, and find a cheaper mobile or internet plan you can switch to in a tap. AI-powered, privacy-first.
Why tracking actually changes your spending
It's not willpower — it's visibility. Four behavioural effects that kick in the moment you start tracking.
The awareness effect
Studies on personal budgeting show that the mere act of writing a purchase down cuts discretionary spending — with no new rules, no diets, no resolutions. The tracking itself is the intervention.
The pain of paying returns
Tapping a card numbs the brain's cost signal. When you see the receipt — merchant, line items, running total — that signal comes back. Each purchase becomes a conscious decision instead of an invisible tap.
Mental accounting, finally visible
Your brain already splits money into buckets: groceries, fun, bills, surprises. wimm makes those buckets visible. Seeing that "dining out" is at 85 % before the month ends changes Friday's decision — not next month's regret.
Tiny loops beat willpower
Lasting change doesn't come from one big budget. It comes from tiny loops: a nudge at 75 % of budget, a streak on a weekly challenge, a daily Health Score. The app carries the discipline so you can just show up.
Behavioural economics references: Soman (2001) on pain of paying, Thaler on mental accounting, and mere-measurement effect studies on self-tracking.
Three simple steps to financial clarity
Getting started takes seconds. Our AI does the heavy lifting.
Scan
Point your camera at any receipt. Our AI reads it instantly and extracts all the details.
Track
Transactions are categorized, analyzed, and organized automatically. No manual entry needed.
Save
Get personalized insights, spot trends, and find cheaper mobile or internet plans you can switch to in a tap.
Everything you need to master your money
Powerful tools that work together to give you complete control over your finances.
Save
Cheaper Mobile & Internet Plans
Snap your phone or internet bill. wimm reads your current plan, compares it against live offers from Swiss, German, and Austrian providers, and shows what you'd save by switching — distinguishing lifetime prices from introductory promos so the savings number is real.
- Switzerland · Germany · Austria
- Lifetime vs. promo pricing
- Direct switch links
Capture
AI Receipt Scanning
Snap any receipt and Google Gemini extracts merchant, amount, date, line items, and category in seconds — with a confidence score on every field.
- Photo or screenshot
- Line-item detail
- English & German
Understand
Financial Health Score
A daily 0–100 score of your financial health with personalized tips to improve it, plus a history chart so you can see your trend over time.
- Updated daily
- Personalized tips
- Trend history
Automate
Smart Rules Engine
Auto-categorize, tag, and flag transactions with custom rules. Advanced conditions on Pro cover amount ranges, time filters, and tax-deductible tagging.
- Set once, forget
- Advanced conditions
- Priority ordering
And plenty more
Every tool you'd expect — polished, fast, and private.
Smart Analytics
Category, merchant, and trend charts with drill-down.
Budget Management
Live progress with 50 / 75 / 90 % alerts.
Savings Goals
AI projections of when you'll reach your target.
Bank Statement Import
CSV & PDF import with Gemini auto-mapping.
Recurring Detection
Subscriptions surfaced from your history.
Split Receipt
Equal, %, exact, shares, or item-by-item.
Spending Challenges
Streaks and badges that make saving a game.
Year in Review
Story-style recap of your financial year.
Tax Management
Deductible flags and clean export at tax time.
Multi-Currency
150+ currencies with live & historical rates.
Privacy First
Local-first, encrypted, never monetized.
Dark Mode
Themed light & dark that follows your system.
Loved by thousands
See what our users are saying about their experience.
“Finally an app that actually makes receipt scanning fast and accurate. The AI extraction is incredible.”
M. Klein
Freelancer
“I love the privacy-first approach. My financial data stays on my phone, where it belongs.”
S. Richter
Privacy Advocate
“The budget alerts saved me from overspending three times this month alone. Game changer.”
T. Lang
Student
“Tax season used to be a nightmare. Now I export everything with one tap. Worth every cent of Pro.”
J. Weber
Small Business Owner
Your finances. Your privacy.
We built this app with privacy as the foundation, not an afterthought.
Local-First Storage
Your financial data never leaves your device unless you choose otherwise.
No Tracking
We don't sell your data or track your spending habits. Your money, your business.
Secure Authentication
Enterprise-grade security protects your account with industry-standard encryption.
Simple, transparent pricing
Start free. Upgrade when you need more power.
Free
Get started with the basics
- 30 receipt scans / month
- 5 AI insight teasers / month
- Basic analytics (trends)
- 1 budget & 1 savings goal
- 3 smart rules (basic)
- Basic bill splitting (3 contacts, equal)
- Manual backup & restore
- Recurring detection
- Tax management
- Multi-currency & live rates
Pro
Full power for individuals
CHF 79.99 / year
7-day free trial
- 500 receipt scans / month
- Mobile & internet plan comparison (10 / month)
- Unlimited AI insights & digests
- Full analytics & charts
- Unlimited budgets & savings goals
- Unlimited smart rules (advanced)
- Full bill splitting (item-level, unlimited contacts)
- Smart recurring detection
- Full tax management & export
- Multi-currency (150+ live rates)
- Bank statement import (CSV / PDF)
- Financial Health Score & Year in Review
- Spending Challenges, badges & investment calculator
- Scheduled automatic backups & push digests
Business
For teams & freelancers
CHF 149.99 / year
14-day free trial
- Everything in Pro, plus:
- Team workspace (up to 10 seats)
- Role-based access control
- Expense approval workflow
- Client & project tracking
- Mileage & per-diem tracker
- DATEV / QuickBooks / Xero export
- Custom report builder
- Multi-device cloud sync
- Priority support
Ready to find your money?
Download for free and start scanning in seconds. No credit card required.